< DadBodfi >
Crack a Beer. Crack a Joke. Crack the code to Financial Independence.
Beer (Wine) Selection: The Naked Grape - California Chardonnay
Awful. Terrible. The last thing I want in my wine is "baked apple and caramel". It tasted like the apple cider you would get during hey rides at pumpkin patches as a kid - but spiked with gin by an old creepy guy. I don't mind dabbling in the boxed wine area, but this was a miss.
Last week my wife and I began the onerous task of potty-training with our 2-year-old son. We are following along with "Oh Crap! Potty Training" by Jamie Clowacki. We have multiple friends who have walked this path, but like most everything else with young children, every path is different. Throughout this process I learned that potty training is a little like the path to FI. Here's how they stack up:
Round 1 - Accidents
As my son learns this process, he will inevitably have some accidents. His accidents occur when he can't make it to the mini potty in time. This results in a stained carpet or wet Iron-Man underwear. We clean and retry the process.
My accidents are a little different. As I previously wrote, I barely dodged the bullet of leasing a brand new car and buying a home at the top of my budget. However I did have the accident of taking out way too much debt as a student. My result is having a nasty monthly payment and dollars of interest accumulated every day.
Advantage - Potty Training
Round 2 - Long-Term Benefits
As my son completes his path to being potty trained, his body will develop muscle memory that tells him when it's time to use the bathroom. As he gets older he will discover the wonderful 5-10 minutes every man spends in the morning browsing his fantasy football team or checking the stock market.
However my long term benefits on the path to financial independence will be stronger. I will be able to retire much earlier than expected, spend more time with my amazing family, and do the things that I love - maybe even co-managing that fantasy football team with my son.
Advantage - Financial Independence
Round 3 - Gratification
Some may disagree here, but when my son finally made his first deposit into the mini potty, he was rewarded with a piece of chocolate. We also cheered his name throughout the entire house and carried him around on our shoulders like he was Big Papi after Game 2 of the 2013 ALCS (https://www.youtube.com/watch?v=HJyxzaLNlNw - I remember watching this game with my father-in-law live on TV. He got up to use the bathroom and missed this moment).
I definitely get a rush when I buy some shares of SWPPX instead of paying the recently retired cable bill, but that doesn't last long. My gratification after paying off one of my student loans is short lived - I politely tell the lender to pound sand, walk downstairs to have a beer, and realize I still have a long way to go.
Advantage - Potty Training
Official Decision - Potty Training 2-1 in a Split Decision from the Judges.